Auto insurance, plainly written.
Liability, collision, comprehensive, uninsured-motorist, and accident forgiveness. Quote in 8 minutes; bind same day. Most claims paid in 6 days, median.
Auto, by the numbers
0 days
Median time to payment
On collision + comprehensive claims
0 min
Average bind time
Online auto quotes
0+
Licensed agents
Across all 50 states
0%
Bundle discount
Auto + home, max
What’s included
Liability
Bodily injury + property damage you cause to others. Required by every state. State minimums available; we recommend $100k/$300k/$100k or higher.
Collision
Damage to your vehicle from a collision, regardless of fault. Deductibles $250–$2,000.
Comprehensive
Damage to your vehicle from non-collision events: theft, vandalism, hail, fire, animal strike. Deductibles $100–$1,000.
Uninsured/underinsured
Covers your bodily injury + property damage if the at-fault driver has insufficient or no insurance. Critical in states with high uninsured-driver rates.
Medical payments
No-fault coverage for medical expenses for you + passengers, regardless of who’s at fault. Often called PIP in no-fault states.
Accident forgiveness
Optional rider. After 5 years claim-free, your first at-fault accident doesn’t raise your premium. Available at no extra cost on most policies after 5 years tenure.
Common questions about auto coverage
Get a quote in 8 minutes.
Need: VIN or make/model, current declarations page, driver’s license number for each driver. We never sell your data or call you with cross-sells.