From sole proprietorships to 500-employee teams.
Commercial liability, workers’ comp, property, cyber + tech E&O. Industry-specific programs for restaurants, medical, legal, manufacturing, software, and 18 more verticals.
Core business lines
Commercial general liability
Bodily injury + property damage + advertising injury. Most businesses start here.
View liability→Workers’ compensation
Statutory state coverage. Experience-modified programs for businesses with 25+ employees. Pay-as-you-go billing available.
View workers’ comp→Commercial property
Buildings, business contents, business income (BI), extra expense. Specialty programs for restaurants, manufacturing, warehousing.
View property→Cyber + tech E&O
Cyber liability, breach response, technology-errors-and-omissions for software firms, MSPs, agencies. SOC2/ISO27001 discount.
View cyber→Commercial auto + fleet
Single-vehicle through fleets of 200+. Hired non-owned auto endorsement standard. Industry-specific programs (food delivery, contractors).
View commercial auto→Directors + officers
D&O for private companies + non-profits. EPLI (employment practices liability) bundled standard.
View D&O→Industry programs
Restaurants + hospitality
Liquor liability, food contamination, employment-practices-liability, equipment breakdown.
Restaurants→Tech + software
Cyber + E&O, IP-infringement defence, SaaS-specific endorsements. We insure 4,200+ tech firms.
Tech→Healthcare + medical
Medical malpractice, telehealth E&O, HIPAA-breach response. Available for solo practitioners through 200-bed hospitals.
Healthcare→Construction + trades
Builders risk, subcontractor default, completed-operations liability. Specialty programs for green construction.
Construction→Manufacturing + warehousing
Property + product liability + business income. Cargo + transit endorsements. Programs for food processing, electronics, medical devices.
Manufacturing→Professional services
Accountants, lawyers, consultants. E&O specialty + cyber. Bundled D&O + EPLI for partnerships.
Professional services→How we work with businesses
Dedicated agents
Every business client is assigned a named agent + back-up agent. We don’t do call-routing for commercial accounts.
Annual review built-in
Every business policy gets a free annual coverage review where we check for gaps, redundancies, and price-vs-coverage shifts.
Loss-cost modelling
For accounts $25k+ premium, we provide annual loss-cost modelling so you can see what coverage adjustments are likely to do to your premium.
Risk consulting
Pre-loss risk consulting included for $50k+ premium accounts. Free workshops on cyber hygiene + workplace safety.
24/7 claims line
Commercial claims line staffed 24/7. Most claims acknowledged + named adjuster assigned within 2 hours.
Multi-state expertise
Licensed in all 50 states + DC + Puerto Rico. Single-agent multi-state coverage for businesses operating across borders.
Talk to a commercial agent.
Business quotes routed to a licensed commercial agent within one business day. Provide your industry, employee count, and revenue range and we’ll come back with appropriate options.