Coverage you can read. Claims that get paid.
Auto, home, life, and business insurance from a firm built on long-term relationships rather than 30-second quotes. Licensed in all 50 states. AM Best A+ rated since 2003.
Trusted, with the work to show for it
Forty-one years of doing the boring thing well.
0
Years in business
Founded 1984, family-owned
0M+
Policies in force
Across personal + business lines
0%
Customer retention
vs industry avg of 84%
0★
Reviews + AM Best A+
Verified across 28k+ reviews
Personal coverage
Auto
Liability, collision, comprehensive, uninsured-motorist. Multi-vehicle + multi-policy discounts. Most policies bound in under 15 minutes.
View auto coverage→Home
Dwelling, contents, liability, additional structures. Replacement-cost coverage standard. Optional riders for jewellery, art, electronics.
View home coverage→Life
Term + whole-life policies. 10/20/30-year terms. No medical exam options up to $500k coverage. Beneficiary changes online any time.
View life coverage→Renters
From $14/mo. Personal property, liability, and additional living expenses. Bundle with auto for 18% off.
View renters coverage→Business coverage
Commercial liability
General liability, product liability, professional E&O. Quotes by industry; specialty markets for medical, legal, tech.
View liability coverage→Workers’ comp
Statutory state coverage + experience-rated programs for businesses with 25+ employees.
View workers’ comp→Commercial property
Buildings, contents, business income. Specialty programs for restaurants, manufacturing, warehousing.
View commercial property→Cyber + tech E&O
Cyber liability + tech-errors-and-omissions for software firms, agencies, MSPs. SOC2/ISO27001 discount available.
View cyber coverage→What we do differently
Quotes in 8 minutes
Most personal quotes complete in under 10 minutes online. Complex business quotes within 1 business day from one of our 280 agents.
Claims paid fast
Median time-to-payment on auto claims: 6 days. Median for property claims: 11 days. We track + publish these numbers quarterly.
Real humans, real time
Our claims line is staffed 24/7 by adjusters — not call-routers. Every claim gets a named adjuster within 4 hours.
AM Best A+ rated
We've held the AM Best A+ (“Superior”) rating since 2003. Independently audited financial strength + ability to pay claims.
JD Power Top-3 since 2019
Top-3 customer satisfaction in JD Power’s Auto Insurance Study every year since 2019. Top-5 in Home.
Family-owned, never sold
Founded 1984. Privately held. Never been acquired. The third-generation family is on the board today.
Recognised by
- AM Best A+
- JD Power
- Forbes Best Insurance 2024
- BBB A+
- Consumer Reports
- NerdWallet Best of 2024
- Insurance Business America
- Bankrate Best Auto 2024
From recent claims
House fire in February. Insurance demo paid the dwelling claim in nine days, including a same-day advance for emergency lodging. We’ve been their customers for 22 years; we will be for the next 22.
Marcus + Helena R.
Homeowners since 2003
Rear-ended at a stoplight; the other driver had no insurance. Our uninsured-motorist coverage paid the full repair + medical without a fight. Adjuster called me by name on day one.
Priya S.
Auto policy, 6 yrs
Cyber claim, malware on a partner’s machine. They had a forensics team and outside counsel within four hours. Business interruption paid promptly. We renewed for three more years.
Naomi B., Founder
Cyber + tech E&O policy
Get a quote in 8 minutes.
No phone call required, no obligation. Personal quotes online; business quotes routed to a licensed agent within one business day.